Company Risk Data Availability
Records on individual companies showing their CD19 Scores are available for purchase for Oxxford Information Technology either by company(ies), parent Relationships, or Geographic Area. Additionally, business portfolios cab be matched against our national data to identify overall current risk and geography of risk in a business’s accounts receivables or prospect bases. For further information and pricing please contact:
Oxxford Information Technology
1461 Perth Rd.
Hagaman, Ny 12086
Phone: 518-882-9393
Website: WWW.Oxxfordinfo.com
Email pattic@oxxfordinfo.com
Econrisk Website
This site is designed to provide comprehensive information on the impact of the Corona Virus Pandemic on the population, economy, industries, and businesses. It provides up to date data on a National, State, County and Limited Census Tract Levels for:
· Population Risk - weekly number of CD19 cases, hospitalizations, recoveries, and deaths.
· Mobility Risk - weekly change in visitation levels by activities and destinations including: Retail & Recreation, Park visitations, Workplace, Grocery and Retail Stores, Transit Stations, and Residential Homes
· Industry Risk -detailed information by industry on the potential number of businesses and revenue at risk from current financial, social, and economic changes.
· Business Risk - The potential national, state, and county businesses and revenue from economic change.
· Pulse Trends- The weekly trend in business’ sentiments with respect to changes in economics, finances, and methods of doing business due to Corona Virus.
· Community Resiliency Risk – A measure developed by the American Community Survey Census and National Health Surveys indicating the ability of a community to recover from major disasters based on population characteristics and general heath conditions in a census tract.
Data Sources
Our website data come from a variety of sources including:
· The data for CD19: infections, hospitalizations, deaths, and recoveries are furnished daily from John’s Hopkins University compilations.
· Population mobility data are furnished from the Google tracking studies,
· Business sentiment trends from the US Census Pulse data surveys.
· Resiliency data are furnished by US Census Bureau and the National Health Surveys.
· Industry and Business Risk Data Come from Oxxford’ Oxxford Information Technology National Business Data Base.
Methodology
The Business and Industry Risk Scores are derived as follows:
CD19 Risk Score
In order to identify the potential future risk to our economy from the Corona Pandemic, Oxxford developed a risk index for each business. This index is designed to assess: the potential economic and sociological impacts of economic, sociological, and geographic impacts on a business as result of our current pandemic. It includes, for each business in Oxxford’s National Data Base, a composite score based on the following elements:
|
Major Element |
Variable |
Measurement |
|
Current Business Characteristics |
Current Business Financial Risk |
Based on Current DBT Risk Level for the Business |
|
|
Size of Business |
Businesses under $500k annual revenue are most likely to be highly impacted by cash flows |
|
|
Age of Business |
Business with an age of 3 years or less are likely to be most heavily impacted by lack of credit availability |
|
|
Age of Owner |
Businesses with owners- over 69 years of age- are most likely to close businesses during a significant economic downturn |
|
|
Exemption under CD19 rules |
Industries typically deemed essential to economic support. This is an element that initially reduces risk. |
|
Current Economic & Sociologic Conditions |
Financial risk of Business's industry |
Relative percentage of industry businesses at higher financial risk compared to all Industries |
|
|
Financial Risk of industry within Geographic area |
Relative percentage of specific industry's risk compared to that of all industries in a county area |
|
|
Current CD19 conditions in geographic area |
Log value of number of Corona Virus Cases to the Log of population in a county area. The higher the index the more pronounced the economic impact. |
|
Precursors of National Economic Impact |
Rate of Attrition for an Industry in the 2008-2009 recession |
The percentage of businesses in an industry compared to all businesses exiting during the 2008-2009 recession |
|
|
Depth of Impact on Industry from a recession |
The relative overall decline in economic employment in an industry compared to all industries in 2008-2009 recession |
|
|
Months of recovery from recession for a specific industry |
Relative duration in months from trough to new peak in 2008-2009 recession for a specific industry compared to others. |
|
Precursors of Local Area Economic Impacts |
Overall Business Attrition within a geographic area |
Percentage of businesses compared to all businesses in a county closing down operations in the 2008-2009 recession |
|
|
Depth of impact of economic decline on area |
Relative decline in county employment to all other counties in 2008-2009 recession |
|
|
Months of Area recovery from recession |
The average length of county employment trough to peak compared to other counties in 2008-2009 recession |
|
|
Competitive Level in Geographic Area |
The degree of competition in county area based on number of business to population |
|
Future Precursors |
Industries with potential impacts of sociological changes |
Selection of industries likely to be the most impacted by social distancing and other sociologic changes in the future |
Community Resiliency Index - This index measures the capacity of individuals and households within a community to absorb, endure and recover from the impacts of a disaster. It encompasses the following :
|
Factor |
Elements included |
|
Risk Factors for households |
Income to Poverty Ratio |
|
|
Single or No Caregivers in Household |
|
|
Unit level Crowding |
|
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Linguistic Isolation |
|
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Lack of High school diploma |
|
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No employed Persons |
|
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Disabilities Constraining Activities |
|
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Lack of health Insurance |
|
Domain Conditions |
Age Greater Than 65 Years |
|
|
Density of Tract |
|
Health Conditions |
Serious Heart Conditions |
|
|
Diabetes |
|
|
Emphysema or Asthma |